- Jan Dhan Yojna
- universal bank account access
- brings unbanked population into financial system
- DBT
- Aadhar
- biometric identification of beneficiaries
- Mobile
- tech backbone
- digital services
Key initiative to achieve financial inclusion, efficient governance. Revolutionized delivery of subsidies, welfare schemes, financial services.
Objectives: financial inclusion, DBT, transparency/accountability, efficiency, economic empowerment
World Bank: PMJDY & JAM Trinity have contributed to India’s significant reduction in extreme poverty